Shariah-Compliant Personal Financing
Islamic banks offer personal financing through approved contracts rather than interest. We explain how it works in plain language and help you find the option that fits your situation.
How we help
- Explain how Islamic personal financing works
- Go through your salary, employer and documents with you
- Show you the options with the Islamic banks we work with
- Guide you through the application
What we look at together
- The profit rate and total repayment, as stated by the bank
- Fees and early settlement terms
- The bank’s eligibility criteria
- The documents the bank asks for
Common questions
Is it different from a conventional loan?
Yes. Islamic banks use approved contracts instead of lending money at interest. Our articles explain the difference.
Who can apply?
Each bank sets its own criteria based on salary, employer and credit history. We tell you honestly where you stand before you apply.